Idea for fixing the housing shortage

But there should be some difference in construction price where that pencils out on a spreadsheet, no?

For purchase housing would mean that the condo owner is mortgaging both the cost of the shell and the interior outfitting - regardless.

It can't be that offloading the outfitting to the future owner makes the project somehow get funding?
I don't think you can find "shell only" pricing subtotalled in US construction. The fit and finish practices are too intertwined with the rest of the construction. The shell only construction is just too different than the US approach. In US construction, you are not going to find an HVAC line item that does not include installation of baseboard radiators; or a plumbing line item that does not install sinks, shower enclosures, faucets. In both cases in China, the systems end at capped pipes in the unit on purchase.

The primary mortgage is for the shell only construction; it does not bundle in the finish. 90% of the homes (condos) in China, for example, are sold that way. The purchase price has to be under the price caps, that is the only way the project gets the regulatory green light. The owner then uses various mechanisms to finish the unit -- often living in the shell for a while to get enough funds for the finish, or doing DIY, etc.
 
To extend this, to a certain degree thats also the practice in certain European countries, where housing is only delivered with the bare minimum to satisfy legal requirements, not basically move in ready as is the general US practice. That can extend to even rentals; Germany is somewhat well known for rentals not having a finished kitchen - unfurnished means bring your own appliances and cabinets, sometimes your own light fixtures. Based on a quick perusal of listings its also not unheard of in Switzerland, France and Italy. While I've personally never experienced it, I understand this is why IKEA sells kitchen cabinetry.
 
To extend this, to a certain degree thats also the practice in certain European countries, where housing is only delivered with the bare minimum to satisfy legal requirements, not basically move in ready as is the general US practice. That can extend to even rentals; Germany is somewhat well known for rentals not having a finished kitchen - unfurnished means bring your own appliances and cabinets, sometimes your own light fixtures. Based on a quick perusal of listings its also not unheard of in Switzerland, France and Italy, but I've personally never experienced it.
You find 'shell' apartments for rent here in the Netherlands where you even need to bring your own floorboards.
 
To extend this, to a certain degree thats also the practice in certain European countries, where housing is only delivered with the bare minimum to satisfy legal requirements, not basically move in ready as is the general US practice. That can extend to even rentals; Germany is somewhat well known for rentals not having a finished kitchen - unfurnished means bring your own appliances and cabinets, sometimes your own light fixtures. Based on a quick perusal of listings its also not unheard of in Switzerland, France and Italy. While I've personally never experienced it, I understand this is why IKEA sells kitchen cabinetry.
Yeah, I stayed with a friend in Madrid a couple years back and her apartment had no kitchen. Just a one burner and a mini-fridge that she had provided. There was also only one window in the unit and it faced an interior courtyard.

On the flip side she was paying a couple hundred euros a month to live right in the heart of the city.
 
Despite mostly hanging out in the transit threads this is actually what I'm most qualified to talk about.

I think this is a fair point but the problem with the example posted is that it's a filthy urban street that is mostly for cars and has no trees, barely any sidewalks, poor retail activation. If it looked more like a dense street in China or Japan it might be more livable.

I think a better comparison would be the UES or the West Village in NYC. These are very very dense places with tall buildings that are highly beautiful and desirable to live in. The secret is, probably, trees, red bricks, street width/layout, etc. Whereas the financial district of boston is basically neglected and gross because the only purpose of those streets is to funnel workers/deliveries from the orange and blue line into these skyscrapers. A residental neighborhood would be much much different in vibe.
 
Yeah, I stayed with a friend in Madrid a couple years back and her apartment had no kitchen. Just a one burner and a mini-fridge that she had provided. There was also only one window in the unit and it faced an interior courtyard.

On the flip side she was paying a couple hundred euros a month to live right in the heart of the city.
In NYC this is 4k a month
 
The secret is, probably, trees, red bricks, street width/layout, etc.
^ These help, but they're not THE secret.
Whereas the financial district of boston is basically neglected and gross because the only purpose of those streets is to funnel workers/deliveries from the orange and blue line into these skyscrapers. A residental neighborhood would be much much different in vibe.
^ This is the secret. The Financial District feels gross because nobody lives there. It's hollow and eerie outside of M-Th 9-5. If it had regular residents milling around all the time, then the shops would be more active, the place would feel brighter, and all the dirt and grime would matter less.
 
I don't think you can find "shell only" pricing subtotalled in US construction.
I doubt that it would be a subtotal - however - one should be able to back-in to that number from total construction costs to give a sense of why 6 to 15 or 19 story buildings "pencil" in 50% of the rest of the world (and nearly 100% of our Global northern peers) but it doesn't here.
 
^ This is the secret. The Financial District feels gross because nobody lives there. It's hollow and eerie outside of M-Th 9-5. If it had regular residents milling around all the time, then the shops would be more active, the place would feel brighter, and all the dirt and grime would matter less.

All the more reason to push every lever to build/convert as much housing downtown as possible. It's the perfect cure for both slumping sub-Grade-A office space and lack of housing. Post Office Square and the pedestrianized Washington St corridor should be vibrant 24-7 neighborhoods. PLAN Downtown was a start but opponents to building downtown need to be roundly vanquished.

Pro tip, there are some really great bars and restaurants right near downtown that have a relaxed and friendly vibe outside of normal working hours. A lot of the owners and workers there want to build a community, and I've found them surprising centers of community.
 

Senate tries to boost inclusionary zoning​


By Jennifer Smith
Friday, January 9, 2026
Massachusetts_State_Housesq.jpg
Daderot via Creative Commons0 1.0
Just as an end-of-year lawsuit launched a broadside against a decades-old policy to boost affordable development, state lawmakers moved to make it easier for cities and towns to roll out their version of that same policy.

A Cambridge developer is arguing that the city’s so-called inclusionary zoning program, which requires developers to set aside a number of units for lower- and middle-income people, is unconstitutional at its core. The suit aims to crack the foundations of inclusionary zoning in Massachusetts, adopted by communities like Boston, Cambridge, and Somerville.
Meanwhile, senators struggling to make headway on a housing crunch across affordability levels are looking to pull all the levers they can, including lowering the difficulty of implementing inclusionary zoning locally.
The legal and legislative moves set up a clash over rules governing housing development at a time when there’s broad consensus that the state needs to build more units across communities.
Inclusionary zoning rules condition getting permits to build residential projects of a certain size on making a percentage of the units affordable. Cambridge credits its inclusionary zoning policy with creating over 1,600 units of affordable housing, and Somerville in 2023 described its policy as the “primary pipeline adding to the City’s permanent affordable housing stock.”

Suit challenges Cambridge policy​

But a lawsuit filed last month in Land Court by Cambridge zoning attorney and developer Patrick Barrett and the conservative Pioneer Legal Foundation claims that the Cambridge policy is unconstitutionally forcing developers to “surrender fundamental property rights” by selling their units at lower than market rate.
Cambridge first passed its inclusionary housing policy in 1998. As the Greater Boston housing market surged in the mid 2010s, the Cambridge City Council ushered in one of the highest inclusionary zoning rates in the country — a 20 percent set aside for low- and moderate-income renters and homebuyers for new construction with 10 or more units.
Somerville’s program has been in place since 1990, expanded in recent years to require 20 percent of low- and middle-income units in buildings of four or more units. Boston has managed an inclusionary development program since the Mayor Thomas Menino era in 2000. The city strengthened its requirements in 2024, lowering the number of units needed to trigger the policy and increasing the required number of affordable units.
Housing production has slowed, even in historically strong markets like Greater Boston, which city officials attribute mostly to macroeconomic trends like the COVID-19 pandemic affecting supply chains and labor costs, and spiking inflation.
In a statement when the suit was filed, Cambridge spokesperson Jeremy Warnick said the city’s Inclusionary Housing Zoning Ordinance “has become a model for other communities looking to create affordable housing for low- and moderate-income residents and ensure the socioeconomic diversity of the community is reflected in new housing.”
The lawsuit could take two years or more before a trial even starts. Yet over the course of the challenge, which targets the very nature of inclusionary development, lawmakers may kick open the gates for more communities to consider an array of inclusionary policies of their own.

‘YIMBY’ bill gets green light​

A showpiece bit of pro-housing legislation, shorthanded as the “YIMBY” bill, got the green light from the Senate’s housing committee in December. The bill would establish a statewide housing production goal, reduce the minimum lot size for new construction, and do away with parking minimums. But the version approved by the committee also includes new language that would allow municipalities to create inclusionary zoning policies by a simple majority vote of their legislative bodies rather than the two-thirds support often required in local codes. An earlier version of the bill, filed by Sen. Brendan Crighton of Lynn, did not include any provisions about inclusionary zoning.
Crighton said inclusionary zoning is an important tool for unlocking affordable housing, and allowing the policy to be adopted by majority vote, not two-thirds support, would bring it in line with recent reforms allowing other zoning decisions to be made by simple majority.
“It’s really difficult to make any of these pro-growth zoning changes with that super majority threshold, which is really not typically how democratic bodies should function,” he said.
Some of the loudest pro-housing voices in progressive Massachusetts cities, however – proponents of “Yes In My Back Yard” building, or YIMBYs – are notably cool to inclusionary zoning policies, which some say can slow growth by driving up developers’ costs.

YIMBYs see inclusionary zoning risks​

YIMBYs advocate for robust housing development at all affordability levels, but they embrace the supply-and-demand argument that significantly boosting production is the key to ensuring more lower-cost housing. They tend to oppose or at least voice skepticism of policies like inclusionary zoning that could in any way slow production of new units.
The Somerville YIMBY group, comparing the downside risks of inclusionary development to a game of musical chairs, notes that San Francisco recently rolled back fees and inclusionary zoning rules as its housing market stagnated.
“Inclusionary zoning helps lower-income people get chairs, and that’s great,” the group wrote, “But it also risks stopping the creation of enough chairs for everyone, which would only exacerbate the housing crisis.”
Abundant Housing Massachusetts, the state’s major YIMBY organization, considers the sprawling pro-housing bill a priority because of other provisions. But the new language on inclusionary zoning caught YIMBYs off guard.
“Inclusionary zoning at the right level can be an important tool for creating diverse communities,” said the group’s executive director, Jesse Kanson-Benanav. “But it has to be at the right level, and even in the strongest market we have in Greater Boston – Cambridge – inclusionary zoning without funding or benefits to developers is not working and producing the affordable housing that we would expect.”

Another approach on Beacon Hill​

A standalone inclusionary development bill more in line with the YIMBY pitch was filed by Sen. Lydia Edwards of East Boston, Senate co-chair of the housing committee.
Under Edwards’s bill, a community could by simple majority vote approve an inclusionary zoning ordinance or by-law that requires that up to 13 percent of units be affordable, so long as it will not “unduly constrain the production of housing in the area impacted.”
Both Crighton’s broader YIMBY bill and the standalone legislation from Edwards were reported out favorably from the Senate housing committee and sent to the Senate Ways and Means Committee.
“I understand there are concerns around unintended consequences from our partners in the YIMBY world,” Crighton. “And I certainly don’t want anything to be signed into law that could actually limit housing or have unintended consequences. So we’re certainly open to different ways that we could prevent this from being misused.”
While the lawsuit plays out that challenges the constitutionality of inclusionary zoning policies, Crighton suggested there is support for expanding inclusionary zoning even if details need fine-tuning.
“I think there’s still a lot of interest there,” he said.
This article first appeared on CommonWealth Beacon and is republished here under a Creative Commons Attribution-NoDerivatives 4.0 International License.

source: https://www.cambridgeday.com/2026/01/09/massachusetts-senate-inclusionary-zoning/

 

Another approach on Beacon Hill​

A standalone inclusionary development bill more in line with the YIMBY pitch was filed by Sen. Lydia Edwards of East Boston, Senate co-chair of the housing committee.
Under Edwards’s bill, a community could by simple majority vote approve an inclusionary zoning ordinance or by-law that requires that up to 13 percent of units be affordable, so long as it will not “unduly constrain the production of housing in the area impacted.”
I'm pretty sure this means "only a majority is needed to get to an IDP threshold of 13%", and not "no community will have an IDP threshold of more than 13%". The first one is nice, but mostly in the sense that the state probably should not be setting the thresholds for city council votes (towns are another matter). However, a statewide cap on IDP requirements would be both much bolder as well as much more impactful. Dropping the IDP in Boston to 13%, 10%, or even scrapping it altogether, would suddenly make thousands of new units pencil out. It's unfortunate that the politics of this are fraught, but setting these limits at the state level could be popular if handled correctly.
 

‘YIMBY’ bill gets green light​

A showpiece bit of pro-housing legislation, shorthanded as the “YIMBY” bill, got the green light from the Senate’s housing committee in December. The bill would establish a statewide housing production goal, reduce the minimum lot size for new construction, and do away with parking minimums. But the version approved by the committee also includes new language that would allow municipalities to create inclusionary zoning policies by a simple majority vote of their legislative bodies rather than the two-thirds support often required in local codes. An earlier version of the bill, filed by Sen. Brendan Crighton of Lynn, did not include any provisions about inclusionary zoning.
Crighton said inclusionary zoning is an important tool for unlocking affordable housing, and allowing the policy to be adopted by majority vote, not two-thirds support, would bring it in line with recent reforms allowing other zoning decisions to be made by simple majority.
“It’s really difficult to make any of these pro-growth zoning changes with that super majority threshold, which is really not typically how democratic bodies should function,” he said.
Some of the loudest pro-housing voices in progressive Massachusetts cities, however – proponents of “Yes In My Back Yard” building, or YIMBYs – are notably cool to inclusionary zoning policies, which some say can slow growth by driving up developers’ costs.


Elimination of statewide parking minima is so good it's basically a guarantee that it won't make it into final legislation. If it's too much for Boston then the hysterics will absolutely be worse in other parts of the Commonwealth. Still, love to see this sponsored and make it through committee.
 
Elimination of statewide parking minima is so good it's basically a guarantee that it won't make it into final legislation. If it's too much for Boston then the hysterics will absolutely be worse in other parts of the Commonwealth. Still, love to see this sponsored and make it through committee.
Actually, your prediction was already correct. As of December, a revised version of the bill that has gone to the Senate Ways and Means committee for review has changed the parking minimum requirements from 0 per unit everywhere to 0 per unit just for 1) units within 0.5 miles of a transit station [including bus and ferry] or 2) senior living facilities, with a new maximum limit of 1 per unit everywhere else.

Full summary of revised version for reference:
- up to 5 units on all lots connected to utilities
- up to 3 units on all lots not connected to utilities
- 3 story height limit minimum for multi-unit (2+) buildings built to the above unit requirements ^
- no parking minimums within 0.5 miles of a transit station, 1 per unit maximum limit elsewhere
- allows ADUs on all lots with multifamily housing on them
- by right multifamily on religion-owned land, provided 20% are affordable, with max setback requirement of 15ft
- housing production plans submitted by municipalities every 5 years
- multifamily (15 units/acre within 0.5 mi of transit station and 10 units/acre within 0.25 mi of other "eligible locations", to be defined later it seems) allowed by right, subject to wetlands and environmental protection regs
- easy lot splits (for lots that meet pretty basic requirements, planning boards must approve if reqs are met, automatic approval after 60-90 days, no public hearings)
- no local septic, environmental, or wetland standards for multifamily that exceed state standards
- more centralized permitting litigation
- state agencies to identify vacant or unused land for redevelopment potential
- some new by-right residential subdivision rules


Even with the watered-down parking minimum section, this would still be possibly the single most impactful piece of housing legislation of any state in the country. That said, with MA's track record on housing legislation so far, I don't think there's a chance in hell this whole thing will be passing.
 
Great comedic timing, thanks. But I totally agree this is real progress and having uniform housing laws across the Commonwealth should smooth reviews and neuter emotional NIMBYs.

The question is whether this has a chance of ever being passed into law. I can absolutely see Healey signing this but there is going to be real pushback from places like the metro West and Cape and Islands where the idea of multifamily housing in some of the more exclusive areas is seen as sacrilege.
 
No zoning ordinance or by-law shall impose a minimum lot size on new residential developments. No zoning ordinance or by-law shall impose minimum automobile parking requirements on new residential developments, including developments built under section 3C of chapter, that are located not more than .5 miles from a commuter rail station, ferry terminal or bus station and no more than 1 parking space per unit shall be required for new residential units, including but not limited to multifamily housing, developed on land that is more than .5 miles from a commuter rail station, ferry terminal or bus station; provided, that no minimum parking requirements shall be imposed on residential facilities primarily serving seniors, including assisted living communities and nursing home

And they define a bus station as "Bus Station”, a building located at the intersection of two or more bus lines, within which services are available to bus passengers; provided that a bus station does not include a shelter or other structure without walls and a foundation."
 
One max everywhere is crazy. Good luck getting people to drop 3k+ in the burbs with only one spot. Maybe that's the point.
 
That's the minimum, not the maximum. If a developer wants to add more parking to make a project more desirable they can do that. It's just that they won't be compelled to add parking spots to (especially urban) projects where they don't deem them useful.

Again, to be clear, these are NOT parking caps.
 
It's just that they won't be compelled to add parking spots to (especially urban) projects where they don't deem them useful.

Not talking about Boston though. And developers will do stupid stuff, if you let them. It's not their problem if the lack of parking leads to the complex viability imploding and eventually in the hands of Slumlords.

Consider it the huge cost of building in the Burbs.
 
So your position is it’s the governments job to tell developers how many parking spots they need for their projects?

Again, this bill is to say that there is no parking requirement above 1 spot per unit. If a $50M project is going to bomb in Marshfield because there’s not enough parking that is completely the developers fault. They can build however much they want!
 

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