- Nov 16, 2006
- Reaction score
I have pins for my chip cards (credit and debit), but I've never been prompted for pin overseas (they're for ATMs only, apparently. At least according to the rep from Chase I spoke with). Instead, it's always that awkward situation where the person at the store or restaurant has to scramble to find a pen for me to sign a receipt. Fine, but a little awkward in London or Dublin. It's an actual obstacle in off the beaten path places. Apple Pay is my default when traveling abroad now. It really sucks to not have better options with the actual cards - even the so-called "travel" cards.Also unrelated to the main thread topic but the US never did chip and pin correctly, they seem to have forgotten the pin..? Credit cards (and debit) in the UK both have pins and must be entered for every transaction. In the USA I've never seen a credit card with a pin but they have a chip, and my debit card rarely seems to ask for my pin even though it has one.